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Wajibkaaga Zakat ah oo waqtiga iyo daacad ah

Caalamka oo ku buuxiyay caqabadaha, darro, iyo awood aan la faafin, aragtida Nisa Foundation waxa uu ka kordhinayo taageero deg deg ah; waxay diiradda ku saaray isbeddelka bulshada.

Hantida

Hantida aad leedahay ee Zakada laga bixinayo.

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Lacag caddaan ah iyo hanti kale oo lacagta u eg.

Lacagta caddaanka ah waxaa si fudud loo fahmi karaa inay tahay hanti si degdeg ah loo isticmaali karo. Waxay noqon kartaa lacag warqad ah, lacag bangiga ku jirta, ama lacag dijitaal ah.

Ku dar dhammaan lacagta caddaanka ah ee aad adigu leedahay ama ay carruurtaadu leeyihiin (haddii aad sakada ka bixinayso hantida carruurtaada).

Dhammaan lacagta caddaanka ah waa in lagu daraa, ha ku jirto koonto bangi, boorsada lacagta, shandad gacmeed, kabadh qufulan, ama khasnad.

Haddii dulsaar (ribo) laga helay maalgashigaaga lacageed, laguma darayo xisaabta sakada. Dhammaan dulsaarka la helay waa in samafal loo bixiyaa.

Ha ilaawin inaad ku darto lacagta lagu hayo lacagaha kale ee ajnabiga ah.
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Ku qor qiimaha doolarka oo keliya.

Dahabka, qaab kasta oo uu yahay (dahab la xirto, qadaadiic, birta dahabka iwm), sako ayaa ku waajibtay. In kasta oo culimadu ku kala duwan yihiin arrintan, waxaa ka badbaado badan in sako laga bixiyo dhammaan dahabka la xirto.

Dahabka la xirto waa inuu ka koobnaadaa in ka badan 50% dahab.

Dahabka waxaa lagu qiimeyn karaa qiimaha dib-u-iibinta ee dahab-tumaha, ama waxaad isku dhufan kartaa tirada garaamyada dahabka aad leedahay iyo qiimaha suuqa ee hadda.

Qaybta Sakadu ku Waajibtay ee Dahabka la Xirto = (Miisaanka dahabka garaam ahaan - Miisaanka waxyaabaha aan birta ahayn iyo dhagxaanta) x (Qiimaha dib-u-iibinta ee dahabka)

Haddii aad dahabkaaga ku cabbirto Tola, u beddel garaam adigoo tirada tolaha ku dhufanaya 11.66.

Sako kuma waajibto biraha kale marka laga reebo dahabka iyo qalinka.

Sako kuma waajibto dhagxaanta qaaliga ah iyo dheemanka.
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Ku qor qiimaha doolarka oo keliya.

Qalinka, qaab kasta oo uu yahay (qalin la xirto, qadaadiic, birta qalinka iwm), sako ayaa ku waajibtay. In kasta oo culimadu ku kala duwan yihiin arrintan, waxaa ka badbaado badan in sako laga bixiyo dhammaan qalinka la xirto.

Qalinka la xirto waa inuu ka koobnaadaa in ka badan 50% qalin.

Qalinka waxaa lagu qiimeyn karaa qiimaha dib-u-iibinta ee dahab-tumaha, ama waxaad isku dhufan kartaa tirada garaamyada qalinka aad leedahay iyo qiimaha suuqa ee hadda.

Qaybta Sakadu ku Waajibtay ee Qalinka la Xirto = (Miisaanka qalinka garaam ahaan - Miisaanka waxyaabaha aan birta ahayn iyo dhagxaanta) x (Qiimaha dib-u-iibinta ee qalinka)

Sako kuma waajibto biraha kale marka laga reebo dahabka iyo qalinka.

Sako kuma waajibto dhagxaanta qaaliga ah iyo dheemanka.
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Sakada waxaa lagu bixiyaa deymaha xooggan, taas oo ah lacag lagugu leeyahay oo aad hubto in laguu soo celin doono.

Tan waxaa ka mid noqon kara amaahda shakhsiga ah ee aad siisay saaxiibada ama qoyska.

Tan kuma jiraan mushaharka aan wali lagu siin, meherka, dhaxalka aan wali la helin, ama hantida amaano ahaan loo hayo.
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Ku dar saamiyada ama ETF-yada / Mutual Funds-ka aan la iibsan ama la iibin muddo hal sano oo hijri ah gudaheed. Haddii aadan hubin, badbaado darteed ku dar Saamiyada Muddada Gaaban.

Hantidan muddada dheer waxaa loo xisaabiyaa 30% qiimaheeda si loo qiyaaso saamiga hantida sakadu ku waajibtay ee ku jirta sanduuqa.

Tani waxay khuseysaa oo keliya ETF-yada / sanduuqyada haya saamiyo, mana khuseyso sanduuqyada haya lacag caddaan ah, dahab, badeecooyin, lacagaha dijitaalka ah iwm.
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Saamiyada aad niyad u leedahay inaad iibiso si aad faa'iido uga hesho sannadka hijriga ah ee soo socda (12 bilood) halkan ayaa lagu darayaa, iyo sidoo kale saamiyada la iibsaday hal sano oo hijri ah gudaheed.

Haddii aadan hubin inaad iibin doonto (tusaale, ay ku xiran tahay qiimaha ama xaalad kale), waxaa ka badbaado badan inaad halkan ku darto Saamiyada Muddada Gaaban ahaan.
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Qaybta RRSP ee sakadu ku waajibtay waa lacagta sanduuqa marka laga jaro canshuurta lagu dalaco marka lacagta la saaro.

Tusaale: Sanduuq RRSP ah ayaa ku jira $100,000.

Haddii aad maanta lacagta saarto, canshuurtu waxay noqonaysaa 30% sanduuqa, taas oo u dhiganta $30,000.

Lacagta saafiga ah = $100,000 - $30,000 = $70,000

Sidaas darteed, qaybta RRSP-gaaga ee sakadu ku waajibtay waa $70,000

Ogow: Canshuurta lacag-saaristu way kala duwan tahay iyadoo ku xiran cabbirka sanduuqa. Fadlan eeg jadwalka hoose.

LACAGTA LA SAARAYO <$5,000 $5,000 - $15,000 >$15,000
Heerka canshuurta la jaro ee dadka deggan Kanada 10% ayaa la jaraa 20% ayaa la jaraa 30% ayaa la jaraa
Heerka canshuurta la jaro ee gobolka Québec 5% ayaa la jaraa 10% ayaa la jaraa 15% ayaa la jaraa
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Maadaama koontooyinka RESP ay gacanta ku hayaan waalidka (ama mid ka mid ah), sako ayaa ku waajibtay.

Qaybta RESP ee sakadu ku waajibtay waa lacagta aad adigu ku shubtay sanduuqa iyo faa'iidada laga helay.

Tusaale: Sanduuq RESP ah ayaa ku jira $12,000, oo $10,000 adigu ku shubtay, $2,000-na ay dowladdu ku shubtay. Sidaas darteed, waxaa kugu waajib ah inaad sakada ka bixiso $10,000.
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Haddii aad haysato lacagaha dijitaalka ah (sida Bitcoin iyo Ethereum) ama hanti kale oo lacag caddaan ah u dhiganta oo aan kor lagu sheegin, fadlan halkan ku dar qiimahooda doolar ahaan.

Tan waxaa ka mid noqon kara (laakiin kuma koobna):

- Qiimaha NFT-yada loo hayo maalgashi ahaan

- Lacago kale oo lagu hayo koontooyin dibadda ah oo aan lagu darin qaybta lacagta caddaanka ah ee kore

- Hantida qof qoyskaaga ka mid ah oo aad sakada ka bixinayso

Ogow: NFT-yada loo hayo ururin ahaan, oo aan loo hayn ujeeddo cad oo dib loogu iibiyo, sako kuma waajibto.
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Guriga aad ku nooshahay sako kuma waajibto.

Haddii hanti ma-guurto ah ama hanti kale oo go'an loo iibsado ujeeddo cad oo dib loogu iibiyo, markaas qiimaha iibka oo dhan ayaa sakadu ku waajibtaa.

Haddii hantida la soo bandhigay si loo iibiyo, sakadaaduna ay gaartay waqtigeedii, laakiin aadan haysan lacag kugu filan oo aad ku bixiso, waxaad bixin kartaa marka lacagtu kuu soo gasho. Allaa og.

Haddii aad leedahay guri kiro ah, waxaad sako ka bixinaysaa oo keliya dakhliga kirada ee aad kaydsatay oo ka mid ah lacagtaada caddaanka ah. Lacagtan ha ku qorin qaybtan.

Haddii aadan wax niyad ah ka lahayn hanti ma-guurto ah ama hanti go'an (iibin, haysasho ama kireyn), sako kuma waajibto ilaa niyaddaadu ka beddelanto.
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Ogeysiis Muhiim ah: Hantidan ganacsiga waxaa lagu dari karaa hantidaada shakhsiga ah ee sakadu ku waajibtay haddii aad iskaa u shaqeysato oo ganacsigaagu aanu ahayn shirkad diiwaangashan. Hase yeeshee, haddii aad leedahay (ama aad ku shariig tahay) shirkad, hantida ganacsiga waa inaan lagu darin hantidaada shakhsiga ah. Sakada ganacsiga waa in si gaar ah looga xisaabiyaa sakadaada shakhsiga ah.

Hantida ganacsiga waxaa ka mid ah lacag caddaan ah, alaab dhammaystiran, shaqo socota, alaab ceeriin ah, iyo lacagaha lagugu leeyahay.

Sakada waxaa lagu bixiyaa qiimaha jumladda ee kaydkaaga ama alaabta iibka ah. Kani waa qiimaha la siiyo kaydkaaga oo dhan hal mar. Lacagtan ayaa sakadu ku waajibtay.
Deymaha iyo Waxyaabaha La Jari Karo

Kharashaadka iyo deymaha laga jari karo hantidaada sakadu ku waajibtay. Deymaha waxaa ka mid ah biilasha dib u dhacay, kharashaadka nolosha iyo deymaha la bixinayo sannadka soo socda gudihiisa.

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Waxaa ka mid ah kharashaadka nolosha ee lagu leeyahay ama dib u dhacay sida kirada, biilasha adeegyada iyo deymaha.

Deymaha muddada dheer, sida mortgage-ka ama amaahda ardayda, waxaa laga jari karaa oo keliya qaybta aan ribada ahayn ama asalka deynta ee lacag-bixinada sannadka hijriga ah ee soo socda.

Haddii aanad bixinayn lacag-bixinada deynta muddada dheer, deyntaas lagama jarayo hantidaada sakadu ku waajibtay.

Lacag-bixinada ribada (dulsaarka) looma tixgeliyo deymo la jari karo marka sakada la xisaabinayo (ha ahaato muddo gaaban ama muddo dheer). Waxaa lagu talinayaa in mudnaanta la siiyo bixinta dhammaan deymaha ribada leh.

Ogow: Kharashaadka nolosha ee soo socda ee aan la xiriirin bixinta deymaha lagama jaro deymo ahaan. Waxaa ka mid ah kirada soo socota, biilasha, cuntada, khidmadaha iwm.
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Xusuuso inaad ku darto deymaha ganacsiga oo keliya haddii aad iskaa u shaqeysato oo ganacsigaagu aanu ahayn shirkad diiwaangashan. Haddii aad leedahay (ama aad ku shariig tahay) shirkad, sakada ganacsiga si gaar ah uga xisaabi sakadaada shakhsiga ah.

Ogow: Muddo laba iyo toban bilood oo qamari ah ama ka yar waxaa loo tixgeliyaa muddo gaaban, halka wax ka badan laba iyo toban bilood oo qamari ah loo tixgeliyo muddo dheer.
Soo Koobidda Sakadaada
Wadarta Hantida: $0
Wadarta Deymaha $0
Hantida Sakadu ku Waajibtay $0
Qadarka Sakada $0

FAQs

Find answers to some of the most frequently asked questions about our organization and its work.

We hope that this page will help you learn more about us and how we can help you or our community.

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Enter all assets that have been in your possession over a lunar year into the Zakat calculator. This will then give you the total amount of Zakat owed.

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The nisab is the minimum amount of wealth a Muslim must possess before they become eligible to pay Zakat. This amount is often referred to as the nisab threshold. Gold and silver are the two values used to calculate the nisab threshold. Therefore, the nisab is the value of 87.48 grams of gold or 612.36 grams of silver.

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Yes! Nisa Foundation is Zakat eligible. Our Zakat assessment ensures aid reaches those most in need. For those not Zakat eligible, we still offer support through grants and sadaqah. To learn more about our Zakat Policy, click here

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Women with their accompanying children who are fleeing domestic violence, homeless or at risk of homelessness, refugees, newcomers, or non-status.

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Nisa Helpline provides free, confidential, and anonymous mental health support and peer counseling to Muslim women across North America. Our services include peer counselling, creating action plans, referrals, religious and cultural sensitivity, and emotional and spiritual support.

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Yes, you can! We accept online donations from all over the world. Your credit card will be charged and converted into Canadian currency.

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We meticulously verify each applicant's eligibility by examining their identity and financial situation, while considering the challenging circumstances applicants are facing, we adopt a proportionate approach to risk. This ensures compliance with the rulings of Zakat as per our Shariah guidelines. To learn more about our Zakat Policy, click here

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Not everyone qualifies for government support, and even for those who do, it may not be sufficient to cover all basic needs. For instance, a single adult may receive less than $1000 in support each month. Financial assistance from Zakat ensures that vulnerable clients at Nisa Foundation receive the necessary resources and care to rebuild and thrive after experiencing such traumatic challenges.

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Absolutely! Whether you prefer to support Nisa Homes, Nisa Helpline, or our overall operations, we give you the flexibility to allocate your zakat according to your preference.

Nisaab

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Qalin (595g)
Qiimaha/g:
Nisaab: $660.45
Dahab (85g)
Qiimaha/g:
Nisaab: $660.45

Markii Ugu Dambeysay Ee La Cusboonaysiiyay: Maarso 21, 2024, 2:00 subaxnimo

Wakiilka ETF/Mutual Fund: 30% (ku dar 30% ETF-yadaada iyo Mutual Fund-yada muddada dheer ee waafaqsan Shareecada)

Su'aalaha Inta Badan La Isweydiiyo

Halkan ka hel jawaabaha qaar ka mid ah su'aalaha ugu badan ee laga weydiiyo ururkeena iyo shaqada aan qabano.

Waxaan rajeyneynaa in boggan uu kaa caawin doono inaad wax badan naga ogaato iyo sida aan kuu caawin karno adiga ama bulshadeena.

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Geli dhammaan hantida aad haysatay muddo hal sano oo dayax-gacmeed ah (lunar year) xisaabiyaha Sakada. Tani waxay ku siin doontaa wadarta guud ee Sakada kugu waajibtay.

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Nisaabku waa qaddarka ugu yar ee hanti ah ee qofka Muslimka ah looga baahan yahay inuu yeesho si uu u noqdo mid waajib ku ah bixinta Sakada. Qaddarkan waxaa badanaa loo yaqaannaa heerka nisaabka. Dahabka iyo lacagta (qalinka) ayaa ah labada shay ee loo isticmaalo xisaabinta heerka nisaabka. Sidaas darteed, nisaabku waa qiimaha 85 garaam oo dahab ah ama 595 garaam oo lacag (qalin) ah.

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Haa! Nisa Foundation waa hay'ad u qalanta in la siiyo Zako. Qiimayntayada Zakadu waxay hubinaysaa in kaalmadu gaadho kuwa ugu baahida badan. Kuwa aan u qalmin Zakada, waxaan weli siinaa taageero iyada oo loo marayo deeqo iyo sadaqo. Si aad wax badan uga ogaato Siyaasadeena Zakada, halkan guji

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Haweenka carruurtooda la socda ee ka cararaya rabshadaha qoyska, kuwa hoy la'aanta ah ama halista ugu jira inay hoy la'aan noqdaan, qaxootiga, dadka cusub, ama kuwa aan haysan sharci deganaansho.

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Nisa Helpline waxay siisaa taageero caafimaad maskaxeed iyo la-talin saaxiibtinimo oo bilaash ah, qarsoodi ah, oo aan magac lahayn haweenka Muslimiinta ah ee ku nool Waqooyiga Ameerika. Adeegyadeenu waxaa ka mid ah la-talin, samaynta qorshayaal waxqabad, gudbin, xasaasiyad diimeed iyo dhaqameed, iyo taageero shucuureed iyo mid ruuxi ah.

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Haa, waad awoodaa! Waxaan aqbalnaa deeqaha khadka tooska ah ee ka imanaya adduunka oo dhan. Kaadhkaaga deynta (credit card) waa laga jari doonaa lacagta waxaana loo beddeli doonaa lacagta Kanada.

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Waxaan si taxadar leh u xaqiijinaa u-qalmitaanka codsade kasta annagoo baadhayna aqoonsigooda iyo xaaladdooda dhaqaale, annagoo tixgelinayna xaaladaha adag ee ay codsadayaashu wajahayaan, waxaan qaadanaa hab ku habboon khatarta. Tani waxay hubinaysaa u hoggaansanaanta xukunka Zakada sida waafaqsan tilmaamaheena Sharciga ah. Si aad wax badan uga ogaato Siyaasadeena Zakada, halkan guji

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Qof kastaa uma qalmo taageerada dawladda, xataa kuwa u qalma, waxaa laga yaabaa inaanay ku filnayn inay daboosho dhammaan baahiyaha aasaasiga ah. Tusaale ahaan, qof weyn oo keligiis ah ayaa laga yaabaa inuu helo wax ka yar $1000 oo taageero ah bishii. Kaalmada dhaqaale ee Zakadu waxay hubinaysaa in macaamiisha nugul ee Nisa Foundation ay helaan agabka iyo daryeelka lagama maarmaanka u ah inay dib u dhistaan noloshooda oo ay horumaraan ka dib markay la kulmaan caqabado naxdin leh.

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Haa! Haddi aad doorbidayso inaad taageerto Nisa Homes, Nisa Helpline, ama hawlaheena guud, waxaanu ku siinaynaa dabacsanaan aad zakadaada ugu jihayn karto meesha aad doorbidayso.

Saameynta Aan Sameeyey

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10

Magaalada Dalka Canada
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2,470

Haweenka & carruurta looga dhigay
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19,881

Haweenka & Caruurta oo si badan taageer
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92,306

Baaqay caawin lagu soo qaaday
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4,300+

Kasoo qaybgalaya warshadaha
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1,317

Falastiiniyiinta oo taageeray
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1,522

Kulanada web-daraabada oo la leeyahay

Barnaamijkeena

astaan

Nisa Homes

Meel ammaan oo loo bilaabo
Guriyada Nisa, waxaan ka qabanaynaa bulsho Muslimiin ah oo caawin loogu heli lahaa, hooyinka lagu gaaro, iyo guubo waa suurtago.
astaan

Nisa Helpline

Wicitkeeda waa muhiim inoo
Marka aan u horeeyno caafimaadka maskaxda ee haweenka bulshadheena oo ay siinaan helo khayraadka dhaqanka ah.
baro

Nisa Learning

Warshadaha hortagada & waxbarashada
Noqdo mid ka mid yahay 500 oo guuryaasha caafimaadka iyo bulshada caafimaadka noo la dhisi doonaan iyagoo la gudbixinaya $10/bil